Homepage > Mortgage Lending
Mortgage lending solutions that meet your needs
Asset classes and types of projects that we lend to
What is the process involved in obtaining a mortgage loan?


Describe your situation
Reach out to our team either by phone or email to describe your mortgage requirements: purpose of the loan, loan amount, financing timeline, and where you currently are with the project.
Submit preliminary documentation


Review Your Options
Discuss any unique issues
Reach a Conclusion


Execute the Commitment
Complete Legal Implementation
Gain access to your loan
Our lending guidelines
- 01
Loan to Value
- Multi-family Construction: Up to 80% LTV
- Home Construction / Renovation: Up to 80% LTV
- Land for Redevelopment: Up to 65% LTV
- Home Purchase / Refinance: Up to 85% LTV
- 02
Geography
- A reasonable population of the city or township
- Demonstrated resale market for the product
- 03
Exit Strategy
- 04
Borrower
- Ability to bring project to completion and achieve exit strategy
- Satisfactory covenant to finance cost over-runs, should they occur
What loan terms can you expect from us?

Loan Amounts
Our loans typically are in the range of $500,000 to $15,000,000. Loans of higher or lower amount will be evaluated on a case-by-case basis.

Interest Rates
Interest rate is evaluated on a case-by-case basis depending on associated project risk. Our interest rates tend to fall in the range of 4.5% to 10%. Subject to changes in bank prime lending rates.

Term
A loan term will typically range between 6 and 24 months

Additional
For projects that have high loan-to-value, we often structure additional security as collateral charge(s) to make the loan viable
Featured mortgage loans
Why Morrison Financial?

$1,500,000,000
We have financed over 750 deals. Whether large or small loans, we work with you to complete your transaction.

Quick response
Our team is available to discuss your needs inside and outside of regular working ours. We provide feedback and responses 7 days a week.

Team approach
We understand that no two mortgage loan situations are alike. We work with you to identify your optimal financial structure.
Words from our clients


Investment
Morrison Financial provides communication that is clear, consistent, and often…
Morrison Financial has been available to answer questions and provide support to investors.
Morrison Financial is professional and ethical. I feel I could trust Morrison Financial.
- Cynthia Nelson
- Passive Investor


Commercial Financing
“Morrison Financial has been CLT Logistics primary financial partner for over 17 years, and has supported us through numerous growth spurts. CLT has today established itself as one of the premier product logistics and manufacturing companies in Canada, in the Health, Beauty and Household categories, shipping to over 10,000 retailers globally. We could not have made this successful journey without the help and support of Morrison Financial, who we continue to count as a partner beyond that as a source of financing.”
- Jack Wilkinson
- CLT Logistics Inc.


Condo Term Loans
“The most important [financial] development in the condominium industry in years.”
- Jonathan Fine
- Condominium Lawyer, Fine & Deo, Barrister & Solicitors


Mortgage Lending
“Morrison Financial consistently provides dependable and highly professional lending services to the development community. Having worked with Morrison Financial for many years, the Morrison team has continuously exceeded our expectations in terms of delivering creative and comprehensive financial solutions, personalized service and timely administrative oversight. This has helped our company, and our clients, in being able to successfully fund our Projects and meet critical timelines. Morrison Financial are reliable business partners who understand the importance of creating relationships while performing a valuable financial service.”
- Alan Savage
- Director, YYZed Project Management


Condo Term Loans
“A true win-win situation for both the condominium corporation and the contractor. We found the people at Morrison Financial to be completely professional and responsive.”
- Norman Shore
- Manager, Re-roofing Division, Dominion Sheet Metal & Roofing Works


Commercial Financing
“Morrison Financial helped the senior management team of Thinkpath Engineering Services (TES) complete a management buyout in 2011, and since then has provided us with flexible asset based term lending. We have enjoyed not only having Morrison Financial as a lender and equity partner, but also as an important business partner whose expertise we can rely on as we continue to grow. They understand our business and financing needs and have provided a lending structure and pricing that supports our operating and growth objectives. They have made important contributions to key financial decisions and opportunities. With nearly four decades of experience, TES continues to be a global leader in engineering and design services, and we are fortunate to have Morrison Financial as a financial partner.”
- Kelly Hankinson
- Chief Financial Officer, Thinkpath Engineering Services
Let us help you get started
Determing what your next step is can be complicated. We are here to help assist you in evaluating what mortgage solution works best for your or your client.
Mortgage FAQS
As a borrower you may have many questions. Read more of our frequently asked questions or reach out today to speak with a finance professional.

