INVEST WITH CONFIDENCE
Mortgage
Investment
Morrison Financial offers mortgage investment funds that deliver stable monthly income with low volatility -
secured by real estate and backed by over 39 years of lending expertise.
Secure & Flexible Mortgage Investments
Mortgage Income Funds
Morrison Financial offers two mortgage income funds investing in short-term mortgages across the Greater Toronto Area. Each fund provides a balanced approach to risk and return, allowing investors to choose between stable income or higher-growth potential.
Senior Fund
Target annualized return:
6.50% - 7.50%
A diversified portfolio of short-term real estate-backed mortgages in construction and development, and inventory financing. The Senior Fund is protected by a substantial cushion of Junior Fund equity, which absorbs first losses across the portfolio. Designed for investors seeking stable monthly income with a defensive risk profile.
Junior Fund
Target annualized return:
8.50 – 9.50%
A diversified portfolio of short-term real estate-backed mortgages in construction, development, and inventory financing. The Junior Fund invests in the same underlying loans as the Senior Fund and absorbs first losses across the portfolio in exchange for a targeted return premium over the Senior Fund. Designed for investors seeking higher monthly income.
* Target annualized returns may be updated from time to time, based on the bank prime rate of interest.
Morrison Financial has retained Belco Private Capital Inc. (“Belco”) as its registered Exempt Market Dealer. If you would like information on, or are interested in investing in any of the Morrison funds, please contact Tarik Ansara, a registered dealing representative with Belco, at tarik@belcopc.com
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Track Record
Consistent Performance
The Funds have never suspended redemptions, showing a steady track record. Historical return on $100,000 with the Dividend Reinvestment Plan (DRIP) highlights growth.
| Period | Senior | Junior |
|---|---|---|
| YTD (annualized) | 6.75% | 8.75% |
| 6-month (annualized) | 6.75% | 8.75% |
| 12-month (annualized) | 6.90% | 8.90% |
| 24-month (annualized) | 7.29% | 9.29% |
| Inception (annnualized) | 6.95% | 8.30% |
| Inception (cumulative with DRIP) | 45.52% | 56.51% |
Why Invest
Benefits of the Funds
01
Each mortgage is secured against the underlying real estate, providing tangible asset backing and downside protection relative to equity investments.
02
Monthly cash distributions with a target annualized return of 6.50% - 9.50% depending on fund selection, paid consistently since inception.
03
No realized losses to investors since inception. The Funds have never suspended redemptions or distributions.
04
Exposure to a diversified pool of short-term mortgages across construction, development, and inventory lending in major markets.
05
Premium return potential over traditional fixed income with low correlation to public equity and bond markets.
Featured Transactions
A true win-win situation for both the condominium corporation and the contractor. We found the people at Morrison Financial to be completely professional and responsive.
Norman S.
Board of Directors, Condominium Board Stoney & Stoney Works
Get in touch
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to Help
We’re Here to Help
Reach out to us anytime. Whether you’re exploring investment options or looking for expert advice, we’d love to hear from you.
