Commercial Lending and Equity Financing

Our commercial lending division specializes in providing asset based lending, factoring, term debt, and equity type capital to fulfill the capital needs of small and medium-sized businesses.

Our Commercial Options

Which type of financing is right for your business?

Factoring

Factoring is the sale of your receivables for immediate cash. A great solution for fast growing businesses that have sales.

Equity Financing

In select instances, we will finance small to medium sized businesses in return for equity shares of the company.

Term Debt

Secured against a cash flow stream, or an asset which lends itself to a term debt facility.

Download an Application

Factoring

Factoring is the sale of your invoices for immediate cash. Once you qualify, we will immediately advance to you an agreed upon percentage of invoices that we purchase. Once we receive the payment from your customer, we will remit the remaining balance due to you.

By utilizing these methods, your business is able to:

  • improve cash flow
  • enhance business growth potential
  • take advantage of supplier discounts
  • add more depth to existing financial facilities

Morrison Financial also provides Canadian exporters and importers with the liquidity to accept new business, grow international sales and compete more effectively in a global marketplace. With uncertainties in many of the traditional markets, volatile interest rates, higher commodity prices, and limited enthusiasm in trade financing from many banks; importers and exporters increasingly require a sophisticated and dedicated service to assist them in finding innovative solutions to their trade finance problems. We can arrange competitive financing at various stages of the export/import cycle and we offer a comprehensive range of products and services that allow you to conduct smooth and efficient trades internationally.

Years of experience and substantial financial resources allow Morrison Financial to provide fast, reliable funding when you need it the most.

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enhance business growth potential

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take advantage of supplier discounts

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add more depth to existing financial facilities

Ready to Get Started?

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Testimonials

“Morrison Financial helped the senior management team of Thinkpath Engineering Services (TES) complete a management buyout in 2011, and since then has provided us with flexible asset based term lending. We have enjoyed not only having Morrison Financial as a lender and equity partner, but also as an important business partner whose expertise we can rely on as we continue to grow. They understand our business and financing needs and have provided a lending structure and pricing that supports our operating and growth objectives. They have made important contributions to key financial decisions and opportunities. With nearly four decades of experience, TES continues to be a global leader in engineering and design services, and we are fortunate to have Morrison Financial as a financial partner.”

Kelly Hankinson

Chief Financial Officer, Thinkpath Engineering Services

“Prophix Software Inc. develops software that is used by companies for budgeting, financial reporting and planning.  We have been a client of Morrison Financial for over ten years and have engaged with them for Lines of Credit and Term Loans.  During this time, we have grown substantially, and are today serving 2600 companies in 92 countries by delivering superior value, and allowing our clients to automate important financial and operational processes. Morrison Financial was instrumental in supporting us during the early years, and have been flexible as we have grown and matured as a company.”

Paul Barber

Chief Executive Officer, Prophix Inc.

“Morrison Financial has been CLT Logistics primary financial partner for over 17 years, and has supported us through numerous growth spurts. CLT has today established itself as one of the premier product logistics and manufacturing companies in Canada, in the Health, Beauty and Household categories, shipping to over 10,000 retailers globally. We could not have made this successful journey without the help and support of Morrison Financial, who we continue to count as a partner beyond that as a source of financing.”

Jack Wilkinson

CLT Logistics Inc.

“Morrison Financial came highly recommended from an associate in my industry. They were happy to look at my overall business and shortly there after created a deal with me when I needed to generate financing quickly. They offered a high level of customer service along with a professional attitude that was unmatched by any bank I’ve worked with. And most importantly the fast turn around, from a first meeting to opening a facility, was amazing and since then their flexibility has helped me improve my business. I would most definitely recommend Morrison Financial for anyone’s financial needs.”

Mark Peros

President, Peros Inc.

“Summitt Energy took advantage of financing provided by Morrison Financial during the early stage, rapid growth phase of our business. The idea was to avoid costly equity dilution at a time when conventional bank financing was not yet available to us. The availability of the financing, which grew along with our business, proved to be very beneficial to Summitt Energy as we experienced our anticipated growth and expanded into new markets.”

Gerry Haggarty

President, Summitt Energy Management Inc.