Legal Terms of Use

Thank you for visiting the Morrison Financial website. This website has been made available to you subject to your compliance with the terms and conditions set forth below (the “Conditions of Use”). Please read this document carefully before accessing or using the MORRISON FINANCIAL website. By accessing or using this website, you are agreeing to be bound by the Conditions of Use. If you do not wish to be bound by the Conditions of Use, you may not access or use this website.

Modification of these Conditions of Use

MORRISON FINANCIAL reserves the right to change these terms, conditions, and notices at any time, and such modifications shall be effective immediately upon posting of such changes. You are therefore responsible for regularly reviewing these Conditions of Use and additional terms or notices posted on the MORRISON FINANCIAL website. Your continued access of this website shall be deemed your conclusive acceptance of the modified agreement.

Privacy

Please review our Privacy Policy, which also governs your visit to the MORRISON FINANCIAL website, to understand our practices regarding the use and disclosure of your personal information.

Electronic Communications

When you visit the MORRISON FINANCIAL website or send e-mails to us, you are communicating with us electronically, and thereby you are consenting to receive communications from us electronically or by other means available. We will communicate with you electronically, by telephone, by facsimile or by letter. It is further understood that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communication be in writing.

The entire contents of this website, including but not limited to: text, graphics, logos, corporate names, button icons, Flash movies, images, audio clips, digital downloads, data compilations, and software, are the property of MORRISON FINANCIAL, its content suppliers or its clients and are protected by domestic and international copyright and trademark laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any portion of the website contents without the prior express written consent of MORRISON FINANCIAL.

You may print or download portions of the materials from various areas of this website solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. If you believe any content appearing on our website constitutes a copyright infringement of another party’s rights, please contact us immediately at info@morrisonfinancial.com to notify us of this infringement. Your submissions of files including, but not limited to: resumes, e-mail, Flash movies, images, logos, audio loops, and other software hereby constitutes your agreement to grant MORRISON FINANCIAL a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license, to reproduce, distribute, transmit, modify, adapt, sub-license, and publicly display any such submissions. You also grant MORRISON FINANCIAL the right to utilize your name in connection with all advertising, marketing and promotional materials related thereto.

License and Website Access

MORRISON FINANCIAL grants you limited license to access and make personal use of this website and not to download (other than for page caching purposes) or modify it, or any portion of it, except with the express written consent of MORRISON FINANCIAL. This website or any portion of this website may not be reproduced, duplicated, adapted, copied, sold, resold, transmitted or otherwise exploited for any commercial purpose without the express written consent of MORRISON FINANCIAL. You may not frame, or use any framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, flash movie, page layout, or form) of MORRISON FINANCIAL without the express written consent of MORRISON FINANCIAL. You may not use META tags or any other “hidden text” which utilize morrisonfinancial.com, Morrison Financial, Morrison Financial Services, Morrison Financial Mortgage Corporation, or any other derivative of our domain or company name without the express written consent of MORRISON FINANCIAL. You are hereby granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of morrisonfinancial.com so long as the link does not portray any false, misleading, derogatory, or otherwise offensive matter.

It is further understood and agreed that MORRISON FINANCIAL cannot and does not guarantee or warrant that files made available for downloading through the MORRISON FINANCIAL website will be free of infection or viruses, worms, Trojan horses or other code that manifests contaminating or destructive properties. It is your responsibility for implementing sufficient safeguards and procedures to ensure that any files obtained through MORRISON FINANCIAL are free from such contaminations.

Disclaimer of Warranty/Limitation of Liability

THIS WEBSITE AND RELATED INFORMATION IS PROVIDED BY Morrison Financial ON AN “AS IS” AND “AS AVAILABLE” BASIS. Morrison Financial MAKES NO EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS OF ANY KIND, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Morrison Financial DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Morrison Financial DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM Morrison Financial ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Morrison Financial WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

Morrison Financial USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP-TO-DATE INFORMATION ON THIS WEBSITE. Morrison Financial ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY TYPOGRAPHICAL OR OTHER ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE.

THIS AGREEMENT SHALL BE GOVERNED BY AND INTERPRETED IN ACCORDANCE WITH THE LAWS OF THE PROVINCE OF ONTARIO AND THE FEDERAL LAWS OF CANADA APPLICABLE THEREIN.

Third Party Links

Linked websites are not under the control of MORRISON FINANCIAL and MORRISON FINANCIAL is not responsible for the contents of any linked site or any link contained in a linked site. MORRISON FINANCIAL provides links to you only as a convenience, and the inclusion of any link does not imply or constitute an endorsement by MORRISON FINANCIAL of the linked site.

Indemnification

You agree to indemnify, defend and hold harmless MORRISON FINANCIAL, its officers, directors, owners, partners, employees, agents, licensors, suppliers and any third party information provider to the website from and against all losses, expenses, damages and costs, including legal fees, resulting from any violation of these Conditions of Use (including negligent or wrongful conduct) by you or your use and access of the MORRISON FINANCIAL website.

International Use

Given the global nature of the Internet, you agree to comply with all local rules including, without limitation, rules about the Internet, data, e-mail, privacy, copyright, and trademark infringement. Additionally, you agree to comply with all applicable laws regarding the transmission of technical data exported from Canada or the country in which you reside.

Other Provisions

MORRISON FINANCIAL’s failure to insist upon or enforce strict performance of any provision of these Conditions of Use shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Conditions of Use. MORRISON FINANCIAL may assign its rights and duties under these Conditions of Use to any party at any time without notice to you. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity or enforceability of any remaining condition. Any rights not expressly granted herein are reserved.

Request and Address

Please send notices by care of e-mail to:
Morrison Financial Legal

or by our Mailing Address:

Morrison Financial Services Ltd.
8 Sampson Mews, Suite 202
Toronto ON M3C 0H5
Tel: (416) 391-3535
Fax: (416) 391-4843